RETIREES BEWARE! CIRCUMSTANCES HAVE CHANGED
Perhaps the most critical point in the retirement of disabled people is the determination of disability rates. According to the disability rate, the pension condition changes. Here are the details.
Disabled Turkish people, unlike other insured people, can retire without age requirement. For this purpose, it is necessary to first determine the disability rates of disabled people.
This rate is critical in the retirement of disabled people. Pension conditions vary according to the disability rate. Employees with disabilities depending on an employer, i.e. those with 4/A, are subject to different conditions in retirement based on the disability rate and the date they were insured for the first time.
Disabled persons in Turkey who are insured for the first time on and after October 1, 2008, retire according to the rate of loss in their working power in accordance with the referral they will receive from the SGK and the health reports they receive from authorized hospitals. Accordingly, according to the Health Board report, the loss of working power;
Insured persons between 50 percent and 59 percent can retire after 16 years of insurance and at least 3,700 days, and those between 40 percent and 49 percent can retire after 18 years of insurance and at least 4,100 days.Dec. Dec. January October 1, 2008 to January 1, 2015, for the first time insured disabled people, however, decimated pension conditions are in question.
As the date of being insured for the first time progresses, the conditions applicable to retirement become heavier. Persons with disabilities who are insured for the first time on and after 01.01.2015 can retire with at least 4.320 days of premium and 16 years of insurance conditions. The number of premium payment days that people in this situation are subject to for retirement according to the date they are insured for the first time is as follows in the table next door.
HOW WILL EARNED RIGHTS BE PROTECTED?
For the first time, acquired rights of disabled people who were insured before October 1, 2008 were protected. Disabled persons who have been insured for the first time before this date should determine that they are entitled to benefit from the tax deduction due to disability by the report they received from the authorized medical institutions referred by the tax authorities or bookstores and determined by the Ministry of Health.
From insured persons who benefit from the tax deduction due to their disability, those who have an insurance period of 12 years or more as of August 6, 2003 are entitled to retirement with a gradual transition according to their degree of disability. But for those who are insured for the first time after this date, the following conditions apply.
The disability decency is 15 years and 3,600 days for those between 80 percent and 100 percent, 18 years and 4,000 days for those between 60 percent and 79 percent, 20 years and 4,400 days for those decency decency is 40 percent to 59 percent. Those insured before August 6, 2003 are subject to a gradual transition to retirement. As of August 6, 2003, those with an insurance period of 12 years or more can retire under the old provisions, i.e. 15 years and 3,600 days, fulfilling the premium condition.
However, as of August 6, a gradual transition process is envisaged, taking into account disability degrees for those who have less than 12 years of insurance.
Disabled people who were insured for the first time on and after October 1, 2008 are subject to the conditions we mentioned for retirement, but retirement operations have not yet started because the insurance periods and the number of premium payment days have not expired.
Referrals of people in this situation are made by the SSI only after the number of premium payment days is completed. January October 10, 2018, at the earliest, the referral of a disabled person with a 4/A who was first insured on October 1, 2008. Therefore, it is not possible to determine the labour force loss rates of these people at the moment.
HOW CAN SOMEONE WHO DOES HIS OWN JOB RETIRE?
For the first time after October 1, 2008, persons with disabilities with 4/B, who are insured, that is, Persons with disabilities with disabilities, is the 28th law of law 5510. according to the article, he can retire after October 1, 2008, without being subject to age requirements. For this purpose, disabled people should apply to the SSI to determine their disability rates and determine their retirement conditions in accordance with this rate.
Disabled people are not required to work solely under an employer to be able to retire. In other words, disabled people who do their job within the scope of 4/B can retire in a shorter time in accordance with disability rates and without being subject to age conditions. Therefore, a member of the board of Directors of joint stock companies may also retire with a disability in the position of a partner of a limited company.
Disabled people with 4/B who are insured after October 1, 2008 for the first time do not need to wait for the premium day or the insurance period to be referred to authorized hospitals by the SSI to determine the disability rate. From October 1, 2008, these people can determine their disability status by receiving their referrals from the SSI.
DATE INSURED FOR THE FIRST TIME MATTERS
As for the report that disabled people should receive to determine the disability rate, the date of receipt of the report does not matter. The important thing is the date when the disabled person was insured for the first time.
Disabled people who were insured for the first time before October 1, 2008, will receive a report by determining the tax deduction rate and will determine their retirement conditions accordingly.
4/a’s who are insured after October 1, 2008 for the first time will apply to the SSI after filling out the number of premium payment days and determine the pension conditions by determining the rate of loss in their working power.
For the first time, disabled people with 4/B who were insured after October 1, 2008 can apply to the SSI social security insurance in Turkey after this date and determine the conditions they are subject to for retirement by determining the loss of working power.